Broker Check

Planning Pyramid

<br data-mce-bogus="1">

The Financial Pyramid is a visual aid to help understand the necessarily steps to pursuing financial freedom, just like a pyramid it has several layers starting from the base to the tip. If you climb the financial pyramid in the specific order and one level at a time you should have a sound financial plan and be able to weather short periods of financial hardship without jeopardizing long term goals.



This crucial stage in planning will provide you with a cushion, in case of an unexpected event causing you to dig into your savings or jeopardize your long-term financial goals.

  • Life & Disability Insurance
  • Will & Power of Attorney’s
  • Debt Reduction
  • Emergency Funds


This is the stage most people start their financial plan to gain financial freedom. The purpose here is to build your wealth and diversity of investments.

  • Retirement Planning
  • Home Ownership
  • Mutual & Segregated Funds
  • Regular Reserves


As an extension to the second level, you can start building non-registered investment portfolios and detailed investment strategies for growth.

We will consider;

  • Tax-Free Savings Accounts
  • Stocks & Bonds
  • Mortgage Paydown


This phase is addressed once you have reached a level where your debt is low or zero, you have enough retirement funds and wealth accumulated in your investments.

  • Real Estate

Schedule a Meeting OR Request Information

Thank you!